Wednesday, July 29, 2009

When Is The Best Time To Buy…..?


When Is The Best Time To Buy…..?
Timing is everything. To get the best deals, you’ve got to know when to shop. There are some purchases that are difficult to time perfectly, such as stocks, airplane tickets and gas. But many other consumer staples – from electronics to furniture – go on sale predictably at certain times of the year, saving you a bundle if you plan your purchases accordingly. FinancialSurvey offers tips for the best buys for every month of the year:

January: Linens – Save 10% - 60% on sheets, blankets, towels and more shopping department stores’ “white sales” in January.
January/February: Digital cameras – New camera models start arriving at retailers. That means steep discounts on last year’s perfectly good merchandise.
March: Frozen food – March is National Frozen Food Month, and sales and coupons abound. If you have a freezer, stock up.
April: Used cars – Looking for a used car? This is the best month to shop. Every year, car dealers stock up to kick off the spring selling season. Buyers have a full selection of inventory to choose from and plenty of willing negotiators to land the best deal.
May: Mattresses – As retailers make room for new models, mattress shoppers will find a lot of wiggle room on price. Look for discounts of up to 50%, as well as promotions for free delivery of your new mattress and disposal of the old one.
June: Gym memberships – Health clubs get a wave of new sign-ups around the first of the year, but business tanks in the spring and summer before picking up again in the fall. Don’t be afraid to haggle over price. Remember – it’s YOU that keeps them in business.
July: Furniture – New furniture hits showrooms in August. That means you can save 10% to 50% in July as retailers make room for new inventory.
August: Outdoor toys – August is the best time to buy swimming gear, swing sets, beach toys and other items for outdoor fun as retailers make room for fall and winter merchandise. Look for discounts of 30% to 75%.
September: Holiday airfare – September is typically early enough to get a good price as well as a good seat for that upcoming holiday trip. Keep in mind that Wednesday is usually the cheapest day to fly. Sunday is generally the most costly.
September/October: Appliances – New models role into showrooms in September and October, making it the best time to get a deal. And consider buying scratch-and-dent models – a ding in a door could shave hundreds off the price.
November: Candy – Got a sweet tooth? Mark your calendar for November 1st to stock up on Halloween candy leftovers. You can snag bags of sweets for up to 75% off.
December: Computers – The holiday shopping season is a jolly good time to buy a computer. The deals often include free shipping, special discounts, daily or weekly offers, and free bundled accessories. January is also a good time to look for a computer as many computer companies see sales take a big hit after Christmas.